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Financial Coaching for Women: Build a Life of Security and Abundance

We equip women and single mothers to escape mere financial survival and enjoy financial freedom for life.

Download a Sample Financial Recommendations Roadmap

It’s what we create for you in just one meeting. A financial strategy personalized for your goals and dreams, pointed to your future, and a perfect place to start.

Let’s work together to get your freedom back.

One-on-One Financial Coaching, Tailored for Your Goals

Women often think surviving life’s hardships saddles them with financial hardships ever afterward.

But that’s not true.

You are not fated by the choices you made, or that others forced upon you.

Let’s work together to get your freedom back.

Breathe again, and then dream again.

Our Financial Roadmaps for Women

The Financial Battle Plan

You’re in a war on debt. The Financial Battle Plan is your map to victory. It targets and attacks the drains on your income, slays the vicious cycle of scarcity, and wins you financial stability and peace of mind. It covers the basics of saving, investing, spending, and financial planning.

The Financial Dream Plan

Move from defense to offense. With debt out of your way and solid ground under your feet, you’re ready to build. The Financial Dream Plan transforms your hopes into goals, along with a blueprint for achieving them.

Our Financial Coaching Packages

Four levels of engagement to meet you right where you are.

You arrived at your current financial situation over a period of time and a series of steps. It was a process, though not an intentional one.

Getting out of your current financial situation will take a period of time and a series of steps too. It will be another process.

Only this time, you’ll be intentional.

And if you put in the work, the outcome will be financial freedom for the rest of your life.

Here are all the ways we help you get there.

Financial Checkup Package

A complete assessment of your current financial situation, including your income, assets, debts, and expenses, followed by a Recommendations Roadmap to your financial freedom.

The Recommendations Roadmap is fully customized to you. It contains:

  • Steps for eliminating your financial pain points.
  • A financial path to pursuing your life goals.
  • Projections on your financial future based on your current trajectory.
  • Projections on your financial future given the changes you can make.

We deliver the Financial Checkup Package over two sessions with you.

Financial Rescue Package

Everything you get in the Financial Checkup followed by:

  • Weekly one-on-one financial coaching sessions.
  • A Financial Battle Plan, which focuses on the debt-eliminating elements of the Recommendations Roadmap
  • Credit coaching for managing credit wisely, understanding credit reports, and managing credit wisely.

Each week we’ll work together on implementing the Financial Battle Plan until we stabilize your situation.

We guide you through every step of the Battle Plan with resources, tips, and tools. We’ll help you navigate all your options and remove any obstacles in your path.

Financial Rescue requires a commitment of six months, but you may finish sooner than that.

Financial Maintenance Package

A Financial Checkup, including the assessment and Recommendations Roadmap, followed by:

  • Quarterly check-ins to monitor your progress and provide guidance.
  • Special focus on budgeting and debt reduction strategies.
  • Guidance on savings and investment strategies.

This package is helpful for clients who have completed the Financial Rescue. You can also proceed right from a Financial Checkup to Financial Maintenance, if appropriate.

Financial Maintenance requires a commitment of one year or four quarterly check-ins.

Wealth Building: To Dream Again Package

Financial Checkup and Rescue followed by:

  • 12 monthly one-on-one sessions
  • A Financial Dream Plan, which focuses on the aspirational elements of the Recommendations Roadmap

Each month over a full year, we’ll work together on funding a life you thought was out of reach. We’ll help you build the resources for dreams like:

  • Owning a home
  • Going to school
  • Improving your health
  • Traveling
  • Retiring in comfort
  • Setting your children up for success

Our Emotional and Relational Support Services

Because it isn’t just about the money.

At Spark To Freedom, we understand how your financial health, your emotional health, and your relationships are all intertwined.

Each affects the other. This means that focusing only on your finances may not be enough to help you build a life of abundance.

That’s why our financial coaching services include the following emotional and relational support too.

Emotional Support Strategies

Mindful Money Reflections

Learn how to:

  • Identify and address the emotional triggers associated with financial decisions.
  • Observe your financial habits without judgment and improve them.
  • Foster a healthier relationship with money.

Anxiety-Free Budgeting

Learn how to:

  • Prioritize mental well-being in the budgeting process.
  • Create flexibility in your budget to reduce financial stress.
  • Complete your own financial projections to develop foresight and control.

Resilience Building

Learn how to:

  • Do scenario planning so you can anticipate and prepare for oncoming financial challenges.
  • Develop confidence in your ability to handle unforeseen events and emergencies too.
  • Manage your finances even in times of stress.

Positive Goal Setting

Learn how to:

  • Set financial goals that align with your values and dreams.
  • Enhance your financial discipline using visualization and reward strategies.
  • Build healthy emotional engagement in your financial future.

Relational Support Strategies

Supporting Children

Learn how to:

  • Model healthy financial habits for your children.
  • Instill a sense of financial safety in your children to protect their mental health and bring calm to their interactions with you.
  • Develop a child-friendly budget with the right mix of freedom and control.

Financial Conversations

Learn how to:

  • Communicate financial concerns and aspirations with trusted family, friends, and need-to-know parties.
  • Break old habits of oversharing or withholding financial information.
  • Draw healthy boundaries around your financial life.

Community Engagement

Learn how to:

  • Connect with local support groups that offer financial guidance and help.
  • Find workshops, classes, and events either in your area or online that build community around financial strategies and advice.

Accountability Partnerships and Mentorships

Learn how to:

  • Find trusted women in similar situations, with similar goals, for mutual support.
  • Build systems for encouraging progress, preventing backsliding, and celebrating achievements.
  • Find mentors who have successfully navigated similar situations and have maintained their transformation.
  • Be a resourceful and respectful mentee who can gather mentor guidance and put it into practice.

Are Our Financial Coaching Services Right for You?

The best way to know if Spark To Freedom is a fit for you is to ask yourself:

Are you ready to work?

If you’re prepared to roll up your sleeves, put behind you any crisis that got you here, and build a new way of life, then you’re ready. Reach out today.

And if any of these statements describe you too, we can help.

You’re in financial chaos.

Emergencies are weekly occurrences, bills are piling up, and you live on the edge, anticipating disaster.

You’re surviving, not thriving.

You’re living paycheck to paycheck, and you’ve come to think of that as normal.

You’re not keeping your money.

It all goes to credit card companies or loan providers.

You’re waiting for a life raft.

You’re relying on social security or a relative to eventually achieve financial comfort.

You’re not planning for tomorrow.

You can plan for today or even this month. But you don’t know what your retirement looks like and avoid thinking about it.

You couldn’t fund an emergency.

If you or your children had a medical issue, or if you needed a new car or major home repair, you don’t know how you’d take care of it.

Your family is going without.

It’s not just luxuries you’re forgoing. It’s also things like tutors, extracurriculars, or even college for your children.

You suspect this treadmill is permanent.

You want to believe you can escape financial stress, but you don’t see a way out.

Your Financial Freedom Awaits.

And it’s closer than you think. Don’t spend another day in the stress and isolation of financial chaos and debt.